This is my story – a guy who is going to celebrate 18th birthday in a few months. Everything is at its peak: excitement, happiness, and they want to party; I’m looking for themes to utilize to commemorate my birthday. Suddenly, I came across an article that stated, “Being a major is not only a source of delight but also a sense of responsibility and duty.” This blog is centered on my thoughts on that particular piece of paper.
Completing 18 is a significant milestone in a person’s life. It is the time when we ‘leave the nest’, and the doors to great prospects and adventures open wide for our future. To be honest, turning 18 always meant that I’d officially become an adult. Like many 18-year-olds, I used to anticipate the wonderful sensation of liberation that my 18th birthday would bring. It felt like it took an eternity to finally achieve a majority, and now I can make my own decisions in life. But sooner, I learned that all of these new freedoms and privileges come with a great lot of responsibility. A sense of accountability for myself, my life, and what I make of it.
Of course, I’m not adept at advising anyone on what to do and what not to do when they reach the age of 18! However, here are some proposals that I saw as my right and responsibility, and that I would want to share with everyone.
Just some naive but well-researched ideas!
- Opening a bank account
Financial skills are vital in life and starting early with solid financial habits and savings may have a significant influence on our financial destinies.
Teen bank accounts are really useful. For starters, we late teens are gaining financial independence and practical experience with money management. At the same time, bank accounts, through their blogs, etc., teach us to basic financial concepts such as budgeting, interest, and credit.
Having a bank account, however, will not just help us improve our money management and financial literacy abilities. We will also study the “baby steps” of banking—basic abilities that every teen should know, such as:
- Making use of a debit card
- Examining account balances
- Transferring funds
- Making use of an ATM
Oh of course! These abilities are little in comparison to “big guns” such as economic prudence and financial literacy. However, these are still crucial, practical skills that we (late teens) must master.
- Get your voter ID card
Voting carries a lot of power and may be quite influential depending on what you care about and where you live.
For the first time in your life, you will be able to vote and shape the future of your nation. Take the initiative of enrolling to vote in time for the next election.
- Start Investing
The earlier you begin investing, the more time your money has to grow in the market and increase your wealth.
What Happens If You Don’t Have Enough Money to Invest?
Nonsense! You may get started with as little as Rs.100! So, instead of buying one more cup of coffee every week, invest that money in your future.
What Should You Do If Your Money Goes Down?
Don’t freak out. In the long run, the stock market has ALWAYS rebounded from declines. Keep your assets in place. Don’t bother taking them out. Market dips are frequently followed by increasing stock prices.
Instead of engaging in day-to-day trading, make long-term investments and continue to learn more about why the market rises and falls.
However, be careful of the fraudulent operations that are taking place. To avoid mishaps, always seek guidance from your parents or elders.
- Keep Your Personal Documents Safe
This is one of the most important things to do when you reach the age of 18!
Request the following stuff from your parents:
- Birth Certificate
- Aadhar Card
It’s best if you don’t take the originals so that your guardians can keep them secure.
You should have all of the items listed above. Particularly before you leave for college.
Just make sure to keep them all in a safer place where you can remember to get them as required.
- Invest in Yourself
You’ve reached adulthood. You have commitments. One of your most key duties is to take care of… yourself!
Skincare, cleanliness, getting in fitness, and continually educating yourself are just a few of the things you should start looking into if you haven’t already. Make time to focus on your mental health just as much as you do on your physical health. At the end of the day, you’ll be happy only when you’re completely satisfied with who you are as a person.
The Bottom Line
As I approach the age of 18, I learn that the transition from childhood to adulthood is not the only one. This shift is also reflected in the perceptions and expectations that our family, teachers, and friends have of us. The transition into adulthood may be frightening for the family, who are concerned about the level of exposure we will face as we develop independence. Their apprehension is understandable given that this is a challenging time for any youngster. Even being an adult, an eighteen-year-old kid is nevertheless susceptible to peer pressure. There are times when people are swayed by peer pressure and end up taking the incorrect path.
An eighteenth birthday is a magnificent milestone that brings with it the thrill of independence and the freedom to accomplish things as an adult. These pleasures are invariably accompanied by substantial legal consequences.
Turning 18 entitles you to a plethora of benefits, but with those perks comes accountability. Being an adult may be a crazy experience, with its delights of enjoying legal rights and advantages to the fullest. However, in addition to enjoying our rights, we must also respect our duties to the family, community, and nation, because being an adult is not about age. It is about achieving a particular degree of mental maturity that allows us to identify as responsible global citizens.